Terms & Conditions
Effective Date:
6th July 2024
1. Introduction
Welcome to Pecuna Factorem ("Company," "we," "our," "us"). These Terms and Conditions ("Terms") govern your use of our digital marketing services.
By engaging our services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our services.
2. Services Provided
Pecuna Factorem offers a range of digital marketing services, including but not limited to:
Search Engine Optimisation (SEO)Pay-Per-Click (PPC) Advertising Social Media ManagementContent Marketing Email Marketing Web Design and Development Analytics and Reporting Hyper-Targeted Ads AI Implementation Customer Journey Optimisation Conversion Rate Optimisation Marketing Automation
3. Client Obligations
As the client, you agree to:
Provide accurate and complete information needed for our services.
Respond promptly to our requests for approvals and other necessary inputs.
Ensure compliance with all applicable laws and regulations in connection with your use of our services.
4. Termination of Contract
We reserve the right to terminate any contract without notice in cases of serious breaches, including but not limited to:
Engaging in illegal activitiesDemonstrating aggressive behaviour toward our staff or representativesFailure to pay for services for more than 30 days past the due dateActions that break trust or negatively impact Pecuna Factorem’s reputation
5. Refund Policy
Refunds are generally not provided. However, refund requests made beyond the 90-day mark from the initial payment may be considered on a case-by-case basis.
6. Chargebacks
Initiating a chargeback through your bank without valid and appropriate reason is a breach of our agreement.
In such cases, we will involve our legal team to resolve the matter, and you will be responsible for any fees or costs incurred.
7. Limitation of Liability
Pecuna Factorem is not liable for:
Any indirect, incidental, or consequential damages resulting from our services
Loss of revenue, profits, or data due to the use of our services
Delays or interruptions in service provision due to factors beyond our control
8. Intellectual Property
All content, trademarks, and data provided by Pecuna Factorem remain our intellectual property.
Clients are granted a limited, non-exclusive, non-transferable licence to use materials solely for agreed purposes.
9. Confidentiality
Both parties agree to keep confidential all non-public information, including proprietary business data, client data, and other information marked as confidential.
10. Data Protection
We comply with all relevant data protection laws, including the General Data Protection Regulation (GDPR).
By using our services, you consent to our collection and use of your data as outlined in our Privacy Policy.
11. Governing Law
These Terms are governed by the laws of the United Kingdom, and any disputes will be subject to the exclusive jurisdiction of the courts of Scotland.
12. Amendments
Pecuna Factorem reserves the right to amend these Terms at any time. Changes will be posted on our website and take effect immediately. It is your responsibility to review these Terms regularly.
13. Contact Information
For any questions or concerns about these Terms, please contact us at:
Pecuna Factorem
Email :[email protected]
Additional Considerations for Digital Marketers
To protect digital marketers from common industry issues, we include these additional clauses:
14. Indemnification
Clients agree to indemnify and hold harmless Pecuna Factorem, its affiliates, directors, officers, employees, and agents from any claims, damages, liabilities, and expenses
(including legal fees) arising from:
Any breach of these Terms by the clientThe client's use of our servicesAny content or materials provided by the client
15. Performance Disclaimer
While Pecuna Factorem strives for the best results, we do not guarantee specific outcomes. Digital marketing is influenced by external factors beyond our control, such as changes in search engine algorithms, market conditions, and user behaviour.
16. Service Level Agreement (SLA)
Our service commitment includes:
Providing timely updates and reports on campaign progress
Responding to client inquiries within 24-48 hours
Maintaining high standards of professionalism and ethical conduct
17. Payment Terms
Payment must be made according to the agreed schedule. Invoices are due upon receipt unless specified otherwise.
Late payments may lead to service suspension and incur interest charges as stipulated in the contract.
18. Ownership of Campaign Assets
Unless otherwise agreed in writing, all campaign assets created by Pecuna Factorem (e.g., ad creatives, website designs, written content) remain our property until full payment is received. Ownership rights transfer to the client upon full payment.
19. Third-Party Tools and Platforms
Our services may involve third-party tools and platforms (e.g., Google Ads, Facebook Ads).
Clients agree to adhere to the terms of these third-party services. Pecuna Factorem is not responsible for any issues arising from these platforms.
20. Non-Solicitation
During the contract term and for 12 months thereafter, clients agree not to directly or indirectly solicit or hire any Pecuna Factorem employee or contractor without prior written consent.
21. Dispute Resolution
If a dispute arises from these Terms or our services, both parties agree to resolve the matter through good-faith negotiations. If unresolved, the dispute will be referred to mediation or arbitration before pursuing legal action.
22. Entire Agreement
These Terms constitute the entire agreement between Pecuna Factorem and the client. Amendments or modifications must be in writing and signed by both parties.
23. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
24. Waiver
Failure to enforce any right or provision of these Terms does not constitute a waiver of such right or provision.
Acknowledgment
By engaging Pecuna Factorem’s services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree, please do not engage our services.
For further clarification, please contact us at