Terms & Conditions

Terms & Conditions


Effective Date: 6 July 2024

Welcome to Pecuna Factorem ("Company", "we", "our", or "us"). By using our services, you agree to the following Terms and Conditions. If you do not accept these Terms, you must not engage our services.




1. Scope of Services


Pecuna Factorem delivers a comprehensive suite of digital marketing services, including but not limited to:


Search Engine Optimisation (SEO)Pay-Per-Click (PPC) AdvertisingSocial Media ManagementContent MarketingEmail MarketingWeb Design & DevelopmentAnalytics & ReportingHyper-Targeted AdsAI ImplementationCustomer Journey OptimisationConversion Rate Optimisation (CRO)Marketing Automation




2. Client Responsibilities


By partnering with us, you agree to:


Provide accurate, up-to-date information as requiredRespond to requests for feedback, approvals, or materials in a timely mannerEnsure that your use of our services complies with applicable laws and regulations




3. Contract Termination


We reserve the right to terminate any agreement immediately if:


You engage in unlawful activityYou show aggressive, abusive, or threatening behaviour toward any member of our teamPayments remain outstanding for over 30 daysYour actions damage our reputation or breach trust




4. Refunds & Chargebacks


Refunds are rarely issued. Requests submitted more than 90 days after the initial payment may be reviewed at our discretion.Initiating a chargeback without a valid reason is considered a breach of this agreement. Legal action may be pursued and you will be liable for any associated costs.




5. Payment Terms


Invoices are payable upon receipt unless otherwise agreed in writingLate payments may lead to service suspension and accrue interest as defined in your contract




6. Ownership of Work


All work created by Pecuna Factorem remains our property until full payment has been receivedUpon full settlement, ownership rights transfer to you unless otherwise stated




7. Use of Third-Party Tools


We may use platforms like Google Ads, Meta Ads, and others during service deliveryYou agree to comply with their terms of useWe are not liable for any disruptions or changes on third-party platforms




8. Confidentiality


Both parties agree to keep confidential any non-public information, including proprietary strategies, business data, and sensitive materials.




9. Data Protection


We are GDPR-compliant and uphold all relevant data protection laws. By using our services, you consent to data processing as outlined in our [Privacy Policy].




10. Limitation of Liability


We are

not liable

for:


Indirect or incidental damagesLoss of revenue, profits, or dataInterruptions caused by external factors beyond our control




11. Performance Disclaimer


While we use proven strategies, results are never guaranteed. Factors like platform changes, market shifts, and customer behaviour can affect performance.




12. Service Commitment (SLA)


We strive to:


Respond to enquiries within 24–48 hoursProvide regular updates and performance reportsUphold the highest standards of professionalism and ethical conduct




13. Indemnification


You agree to indemnify and hold harmless Pecuna Factorem and our team from any legal claims, damages, or losses arising from:


Your misuse of our servicesBreaches of these TermsAny content or materials you provide




14. Non-Solicitation


You agree not to solicit, hire, or engage any of our employees or contractors—directly or indirectly—during our agreement and for

12 months

thereafter without written consent.




15. Dispute Resolution


If a dispute arises:


We’ll attempt to resolve it through good-faith negotiationIf unresolved, the matter will be referred to mediation or arbitration before any court action




16. Governing Law


These Terms are governed by the laws of the

United Kingdom

, and disputes fall under the

exclusive jurisdiction of the Scottish courts

.




17. Modifications to Terms


We may revise these Terms at any time. Updates will be published on our website and take effect immediately. It’s your responsibility to stay informed of any changes.




18. Entire Agreement


These Terms represent the full agreement between you and Pecuna Factorem, superseding any prior verbal or written discussions.




19. Severability


If any section of these Terms is found to be unenforceable, the rest will remain valid and in full force.




20. Waiver


Failure to enforce any part of these Terms does not constitute a waiver of our right to do so later.




21. Acknowledgement


By engaging our services, you confirm that you’ve read, understood, and agreed to these Terms and Conditions.




Contact Us


Still got questions? We’re happy to clarify anything.


📧

Email:

[email protected]